Biznesa plāns: 14 dienas bez maksas
LaimaBusiness €19.99/month

MeetLaima.

She is not another AI window with an accounting theme. Photograph a receipt, say it out loud or forward an email: the data lands on the invoice by itself. After that you can ask her questions, and the answer comes back with real figures from your own data.

See what she does

A demonstration with sample data

Laima fills in an invoice from three inputs: a photo of a receipt, a voice command and a forwarded email. In each case the supplier, the amount, the VAT and the date land on the invoice without anything being typed.

  • 200+ businesses in Latvia
  • Speaks Latvian
  • No card
  • Cancel any time
01

Real data. No hallucinations.

Laima does not invent answers. She calls functions against your own database (find invoices, return the unpaid ones, work out the finances) and answers with specific numbers.

02

Latvian. Plainly.

A woman's voice, in proper Latvian, with none of the AI lecturing. Dictate the way you would talk to your accountant. The monthly audit, by contrast, is a calculation rather than an answer: every finding carries its euro impact and the working behind it, and the same period audited twice gives the same result.

03

One price for all of it.

€19.99/month on the Business plan. The monthly audit, bank matching, reminders, annual accounts, contracts, chat and voice. No surcharge for tokens or volume.

Business plan

Photograph the receipt. Laima fills in the rest.

A receipt photo, a PDF invoice or a forwarded email. Laima reads the supplier, the amount, the VAT and the date, and the expense is ready for you to confirm. You check it and approve it; nothing is booked without you.
receipt_2026_09.jpgRead
receipt_2026_09.jpg
Supplier
SIA Depo DIY
Date
08.09.2026
Net
41.32 €
VAT 21%
8.68 €
Total
50.00 €
Confirm expense
  • A phone photo of a receipt, creased or not
  • A PDF invoice from a supplier's email
  • A forwarded email Laima pulls the details out of
  • Every field stays editable before you confirm

This is one of the eight places a language model runs. The amounts you confirm are then handled by calculations, not by a model.

Available at /laima-audit

Once a month Laima reads all of it.

She goes through every invoice, expense and customer for the month, compares VAT rates against categories, and finds duplicate payments and price anomalies. Each finding comes with a specific euro impact and a next step. A PDF you can hand to your accountant.
laima-audits-2026-05.pdfMedium risk
Period · 01.05 - 31.05.2026

Euros at stake: €2696,50

4 findings · Laima's confidence 0.92

  • Duplicate payment at Depo (€428,50)

    €428,50

    The same receipt was entered on 03.05 and on 04.05. The second should be deleted, otherwise the VAT deduction is doubled.

  • The VAT rate on invoice #2026-0041 looks low

    €168,00

    Consultancy services on this invoice carry 12% VAT. It may need to be 21%. Check the service category.

  • Customer SIA RP is 47 days late

    €2100,00

    Their previous 3 invoices were also paid late (+18d, +22d, +31d). Consider asking for payment up front on the next job.

  • 3 expenses with no category

    Assign a category before the 20th so the VAT return is complete.

What an inspector would ask first

  1. Why do the Depo expenses appear twice in May?

    A duplicate payment or a data entry error. Either way the VAT deduction comes out wrong.

  2. Why is the consultancy invoice at 12% VAT?

    Consultancy is normally 21%; the 12% rate applies to specific categories of goods.

  3. How do you plan to collect the €2 100 from SIA RP?

    47 days late on top of a history of late payment: a cash flow risk.

Download the PDF
  • Finds duplicate payments, late payers and VAT rate anomalies, with the specific invoice IDs.
  • Gives you the inspector's view: the 3 questions VID would ask first.
  • PDF export: one click to hand it to your accountant or auditor.
  • Keeps 12 months of history, so you can compare one month against the next.

Import the statement. Laima matches it.

Upload a CSV or PDF statement from Swedbank, SEB, Citadele or Luminor. Laima recognises the reference numbers, matches payments against your invoice list and marks invoices as paid.
izraksts-2026-05.csv4 of 4 matched
  • 12.05

    SIA Būvprojekts · Reference: 2026-0038

    Matched to #2026-0038

  • 11.05

    Depo · card payment

    Matched to expense #E-512

  • 10.05

    Unknown payer · description “for services”

    No reference, awaiting the customer's confirmation

  • 09.05

    SIA TechPro · 2026-0036

    Matched to #2026-0036 · partial

Supported: Swedbank · SEB · Citadele · Luminor
  • Recognises Latvian bank formats (FIDAVISTA, CSV, PDF) with no configuration.
  • Matches payments on reference number, customer name or amount (several heuristics).
  • Puts doubtful payments in an “awaiting confirmation” row. You accept or reject.
  • Marks partial payments as partial rather than closing the invoice automatically.

The customer does not forget. You are not the awkward one.

Laima sends escalating reminders in Latvian, Russian or English, from a friendly nudge before the due date to a formal final notice. Plus statutory Latvian late payment interest, applied automatically.
Reminder flowAutopilot
  1. T-2 days · Friendly

    A small reminder about invoice #2026-0042

    “Hello. Invoice #2026-0042 (€840) is due for payment by 26.05. If you have already paid, thank you, and sorry for the interruption.”

  2. T+0 · Neutral

    Due today: invoice #2026-0042

    “Payment is due today. Please pay €840, or let us know if the date needs rearranging.”

  3. T+7 days · Firmer

    Invoice #2026-0042 is 7 days overdue

    “The invoice is now 7 days overdue. Under Latvian law, late payment interest starts to accrue from day 30 (0.05% per day).”

  4. T+30 days · Formal

    Final notice before proceedings: invoice #2026-0042

    “This is a formal notice before proceedings. Please pay €840 plus €12,60 of late payment interest within 14 days. Otherwise the debt will be passed to collection.”

Statutory interest accrues automatically
  • You approve every message before it goes out. Laima will not send an uncomfortable letter in your name unless you want her to.
  • Templates in three languages (LV/RU/EN), with the tone matched to each stage.
  • Statutory Latvian late payment interest is calculated automatically and added as a separate invoice.
  • Detachable: turn the automation off for one customer, or for a whole stage's tone.

She finds the error. She proposes the fix.

The stressful part of bookkeeping is not finding the error. It is knowing what to do about it. Laima shows you the error, proposes a specific correction, and you approve it in one click. The audit trail stays in your account.
Proposed correctionAwaiting approval
As it stands

Invoice #2026-0041

  • ServiceIT consultancy
  • Amount excl. VAT€800,00
  • VAT rate12%, €96,00
  • Total€896,00

The service category “consultancy” is normally 21% VAT.

Laima's correction

Invoice #2026-0041 (corrected)

  • ServiceIT consultancy
  • Amount excl. VAT€800,00
  • VAT rate21%, €168,00
  • Total€968,00

Accept the correction and Laima keeps an audit record in your account.

+€72 VAT deductible
  • Every correction is saved with Laima's confidence score (0 to 1). You can see how sure she is.
  • You have a veto: if her proposal is wrong, accept your own version in one click.
  • The audit record stays in your account: what changed, when, and why.
  • Works on older invoices too: open a historic invoice and run the check.
For an SIA's annual accounts

Annual accounts for an SIA, in a few minutes.

Laima gathers the whole financial year's invoices and expenses and prepares the balance sheet, the profit and loss account, a cash flow statement and an AI-written management report, in the format the Register of Enterprises accepts.
gada-parskats-2025.pdfIn UR format
Annual accounts · 2025

SIA «Your Company»

Reg. no. LV40003123456 · Prepared 14.05.2026 · Laima v2.7

  1. I

    Balance sheet

    Assets · Liabilities · Equity

    p. 1-4
  2. II

    Profit and loss account

    Revenue · Costs · Profit for the period

    p. 5-7
  3. III

    Cash flow statement

    Operations · Investing · Financing

    p. 8-10
  4. IV

    Management report

    AI-written from your own figures · LV

    p. 11-14
  5. V

    Notes and auditor's report

    Clauses · notes · UR format

    p. 15-18
18 pp. · LV · UR compatible
What it is worth

An accountant typically charges €300-€500 for this set of documents.

Laima, Business
€19.99/month
  • The balance sheet and the P&L, built automatically from your invoices and expenses.
  • The management report: AI-written in Latvian, with real context from your year (largest customers, cost categories, risk sections).
  • In UR format: file it directly at www.lursoft.lv/uzlejupielade or print it.
  • A safety net: if the AI version is weak, it falls back to a deterministic template.

Describe the deal. Get the contract.

Say or type what the deal is. Laima picks the right type and generates 3 to 5 legal clauses and 2 to 4 risk sections with real terms in them, not empty headings.
ligums-melnraksts.pdfDraft

Services agreement: web development

Clauses
  1. The Client pays 50% upfront within 7 days of signing, and the remaining 50% within 14 days of delivery.
  2. The Contractor transfers the work product (source code and design files) to the Client for unrestricted use.
  3. Warranty period for source-code defects: 60 days after delivery. Fixes during this period are free of charge.
Risk section
  1. In case of delay, the Client pays a penalty of 0.5% per day of delay, capped at 10% of the total contract value.
  2. Disputes are resolved through negotiation; failing agreement, in the courts of the Republic of Latvia by jurisdiction.
PDF · LV · ready to sign
  • Recognises whether the deal is one-off or recurring: a tenancy contract keeps its monthly payment logic.
  • The clauses are complete (not empty headings), drafted against the Latvian Civil Law and the Consumer Rights Protection Law.
  • Edit any clause before saving; Laima does not rewrite your wording afterwards.
  • Saved in your account as a draft. Send it to the customer as an interactive link or a PDF.

Ask her like a friend. She answers with your data.

Laima is not another AI window. She is connected to your invoice and expense database and calls functions in real time to answer your question. You see both the answer and which function she called, in the open.
Chat with LaimaAnswering
Which of my invoices are unpaid this month?
get_overdue_invoices→4 found · €4 218,40 in total
Four invoices are unpaid this month, €4 218,40 in total. The largest: SIA Būvprojekts, €2 100, 11 days late. Would you like me to send a reminder?
How much VAT can I deduct for May?
get_financial_summary→period=this_month · vat_deductible=€842,18
For May you can deduct €842,18 of VAT. Most of it: Depo and IT equipment. Three receipts have no VAT stated; I can check them if you like.
Available on the Business plan
Functions Laima can call
  • search_invoices: finds any invoice by number, customer or status
  • search_clients: returns a customer's full record: address, VAT, reg. no.
  • get_financial_summary: this month's and this year's revenue, unpaid, VAT
  • get_overdue_invoices: a list of every invoice past its due date
  • get_top_clients: top customers by turnover or by invoice count
  • draft_contract: drafts a contract with legal clauses and a risk section
  • Answers in Latvian, in a woman's voice, with none of the AI tone.
  • Your invoice data is not used to train the model; it goes to the API only for the question you asked.
  • Conversations are kept in your account. You can open one later and carry on.
  • Your data stays yours: export it or delete it whenever you want.

Dictate an invoice while driving.

You cannot type at the wheel. Laima understands Latvian in full sentences, with declensions and amounts. Say what you want done and she hands back a draft for you to check.
Voice recordingIn Latvian

«Izveido rēķinu SIA Būve, divi tūkstoši ar PVN, termiņš desmit dienās»

→Rēķins #2026-0057 · SIA Būve · €2 000 + 21% PVN · termiņš 26.05.
Web Speech API · on deviceLV · EN
  • Understands whole sentences (“two thousand including VAT, due in ten days”), not just keywords.
  • Recognises customers already in your database; new ones are saved for you to check.
  • Your phone sends only audio to the browser. The speech is not kept on a server afterwards.
  • Also available as a keyboard shortcut on a computer: Shift+Space.

And ten more things that happen without you.

Receipt scanning

Open the phone camera and photograph the receipt. Laima has the data out before the receipt is back in your pocket.

Laima

Email parsing

Forward an email with an invoice. Laima extracts the data; the checks are arithmetic.

Laima

Invoice checks

Changed IBANs, VAT that does not add up, duplicates, very short terms. It shows the figures it used, and sends nothing to a model.

Automatic

VID risk checks

The customer's taxpayer status and the blacklist, checked before you send the invoice.

Automatic

Cash flow forecast

From your history and your due dates: when money has to go out and when it comes in.

Automatic

Pricing and customer analysis

Who pays more slowly than the rest, which customer has gone quiet, and where the same item went out at wildly different prices.

Automatic

Tax plan

Your VAT and tax burden worked out from your actual invoices and expenses, not from assumptions.

Automatic

Customer risk scoring

An A to F rating per customer based on payment history, lateness and reliability.

Automatic

Weekly summary

In your inbox on Monday morning: what happened last week, and what deserves attention this week.

Automatic

Reminders before the due date

The customer gets a friendly nudge two or three days before the invoice is due. No drama.

Automatic
14 dienas · bez maksas · bez kartes

Try Laima tonight.

Get the full Business plan for 14 days. Try the chat, the monthly audit and the annual accounts. If you do not like it, drop back to the free plan and nothing is charged.

No cardCancel any timeExport your data

Everything Laima does, at one price.

€19.99/month

Everything on the Business plan: Laima, and the parts the system handles on its own. No surcharge for tokens or volume.

All plans
14 days freeCancel any time
Included
  • Laima's chat, over your own data
  • Voice commands (LV/EN)
  • The monthly audit plus a PDF
  • Annual accounts for an SIA
  • Fix it with Laima (one-off corrections)
  • Smart reminders (LV/RU/EN)
  • Bank statement import and matching
  • Contract drafting with real clauses
  • VID risk analysis and the blacklist
  • Cash flow forecast
  • Customer risk scoring, A to F
  • A weekly summary by email
  • Automatic statutory late payment interest
  • Receipt scanning with the phone camera
  • Email parsing
  • 3 team users with roles

Answers to your question.